The McKinney Home Center

972.731.5999
877.374.7356 (Toll Free)

About Us

First of all, we think McKinney / Collin County is a remarkable place to live, work, and play.  McKinney is a beautiful area with all the hills and trees.  We (Sammy and Debbie) moved to this area from another area of Dallas…a commuter suburb.  Although we lived there for 15 years, we never really felt at “home” there.   We both grew up in The Panhandle of Texas and were used to a “community” feel.  We felt that sense of belonging to a “community” was difficult to achieve…until moving to this area.  We thoroughly enjoy seeing friends at the grocery store, on the golf course, working out, walking the dog, at church, and even on the side of the road.  We enjoy the businesses, the parks, the sports, the restaurants, the Chamber, the unique communities, the schools, the awesome builders, the shopping, the art, the short distance to lakes, the kids, and the leadership of this great city.

Why The McKinney Home Center?  Quite simply, our desire is to absolutely maximize your real estate encounter as a resident or perspective resident of McKinney.  As owner of H5 Financial, Inc., I have encountered far too many people who receive bad advice with respect to their real estate transactions.  Although there are many great lenders, Realtors®, and builders in McKinney, it is all too easy to assume you are working with one...when in fact, you are not.  What makes matter worse is that people often never know the depth of incompetence of their selected “professionals,” even after the transaction.  They were unaware of the creative options and benefits that could have enhanced their experience and their financial well-being.  It’s easy to understand when you have a bad experience at the grocery store or in the mall because you make frequent transactions there.  However, with real estate, it’s quite different.  Our goal is to insure that you get the specialization you deserve.  We will demonstrate the difference.

I named our mortgage company H5 Financial, Inc.  The “H5” stands for “High Five”.  Why?  Before becoming involved in Real Estate, I talked with many of my friends as they were preparing to “close” on a home.  I would often tell them to remain flexible.  I told them that it was rare when closings were not bizarre, full of changes, and full of stress.   When I became involved in the lending business, my goal was to create systems that eliminated stress at closings.  In the beginning, it was very difficult to reach this goal.  There were so many variables, and we had not yet established the right relationships with professionals that knew what it meant to put the client first.  However, over time, we became so efficient that we started seeing the”mission accomplished.”   At closings we began noticing that people would “High Five” each other.  Our clients were laughing and light-hearted.  One 4 year old boy stood right in front of me (after closing) and said to his dad, “give me a High Five Daddy.”  This confirmed the name of our mortgage company…H5 Financial.

Closing with the right loan at the right time with the right rate is just one component. 

The objective of those of us associated with The McKinney Home Center is to make you keenly aware of all McKinney has to offer.  Furthermore, we desire to earn your respect and perhaps your business.  H5 Financial and the carefully selected team of professionals associated with The McKinney Home Center are among McKinney’s finest.  The Realtors® we have chosen to work with are loyal, experienced, and dedicated client advocates…period.  They are vastly experienced and specialize in areas we find are suitable.  You will find that many real estate resources “specialize” in the entire metroplex.  How can this be?  If you are listing your home, you will be introduced to a person that is among the very best...in the McKinney market at “listing” homes.   When you are looking to purchase a model or production home, you will be introduced to someone that knows all of the builders profit centers and antics (please read “The Model Home Myth”).  When a “new home” specialist enters the builder’s Model Home with you, you will get the very best representation and support.  They don’t serve the builder; they serve you. I cannot stress that enough. They have a fiduciary responsibility to you as their client.  The builder’s rep has a responsibility to get you to maximize the builders profit centers.  You will have the choice to work with mortgage professionals that don’t “play games” on you but show you how the “games” work and whether or not they match your payment and equity objectives.

Additionally, our other resources are among the best in their prospective fields.  I have worked long and hard to find great people…people that are likeable, provide immense value, impressive service, and great advice.  My desire is to bring you the very best and my reputation is on the line...a reputation that is very, very important to me.